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Marvin José
Marvin José G. M. is a single dad of three and lives with his family in the Santa Ana neighborhood, he works for the municipality and has been a graveyard guard for five years. Marvin Gutierrez has been working with loans for four years and has demonstrated to be an honest and responsible person with his commitments. All of the loans obtained have been used to make improvements to his house; providing more security to his family.
View original language description ↓
El señor Marvin José G. M. es soltero tiene tres hijos, vive junto a su familia en el barrio santa Ana es trabajador de la alcaldía desde hace cinco años como vigilante de el cementerio municipal.
El señor Marvin G. tiene cuatro años que trabaja con créditos lo que ha demostrado ser una persona honesta y responsable con sus obligaciones. Todos los créditos que ha obtenido los ha utilizado para mejorar su vivienda brindando mayor seguridad a su familia,

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marvin José to pay for children's tuition.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 10, 2010
Apr 1, 2010
Currency Exchange Loss:
Oct 19, 2010