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María  Irene
Mrs. María Irene Vanegas H. is an employee of the municipality of Chinandega where she works as part of the cleaning crew. She is a single mother with two school-age children. She is asking for a loan to purchase clothes, shoes, and school supplies for her children.

Mrs. María Irene Vanegas H. lives in the neighborhood of San Agustín, in her parents' house. While she cleans the streets of Chinandega, her relatives take care of her children, aged 4 and 12. During the time she has worked with Ceprodel, she has shown to be an enterprising woman and with good habits as she already has six credits with this organization.
View original language description ↓
La señora María Irene Vanegas H., es trabajadora de la Alcaldía de Chinandega, se desempeña en el cargo de operaria de limpieza, es madre soltera tiene dos hijos en edad escolar, ella solicito el crédito por que desea comprar un poco de ropa y zapatos y utensilios de estudio para sus hijos.

La señora María Irene Vanegas H. habita en el barrio san Agustín en casa de sus padres, mientras ella realiza su trabajo de limpieza por las calles de Chinandega sus familiares cuidan de sus hijos uno de 4 años y el otro de 12 años de edad, durante el tiempo que tiene de trabajar con ceprodel ha demostrado ser una mujer emprendedora y de buenas costumbres pues lleva ya 6 créditos con la institución.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped María Irene personal purchase for her sons.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 4, 2010
Apr 1, 2010
Currency Exchange Loss:
Oct 13, 2010