Qatun Llaqta Group
The members engage in different businesses selling milk, firewood, grain, handicrafts, small animals, groceries, and fruit. Such is the case of Sra. Adela. She is 48 years old, married, and has one child. Together with her husband she sells firewood in the city of Ayacucho. Adela has served as President of the Communal Bank on four separate opportunities. She needs a loan of 1750 PEN to invest in the purchase of trees.
The members need different loan amounts including 300 PEN, 450 PEN, and 600 PEN, for a grand total of 10,750 PEN in loans to the entire Communal Bank. These loans will be invested in the purchase of trees, wheat, barley, wool, sugar, and small animals.
Las socias realizan diferentes negocios como la venta D. lácteos, leña, cereales, artesanía, animales menores, abarrotes en general y frutas.
Como es el caso D. la señora Adela que es casada, tiene 48 años y 1 hijo, Adela junto a su esposo se dedica a la venta D. leña, sus ventas los realiza en la ciudad D. Ayacucho. Adela es presidenta por 4 oportunidades en su Banco Comunal. Adela necesita un préstamo D. 1750 soles dinero que será invertido en la compra D. árboles.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, haciendo un total D. 10,750 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. árboles, trigo, cebada, lana, arroz, azúcar, animales menores.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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