28 De Noviembre Group
This is the case of Rosa, 47 years old and married with 4 children. Rosa has a restaurant in her house, located in the main plaza of the district. She runs her restaurant every day, and she needs her portion of the loan to purchase ingredients such as rice and sugar.
Each member needs a different amount from the total loan, such as 300 soles, 600 soles, etc. They will use their portion of the loan to invest in rice, sugar, flour, meat and small animals. The members share the dream of owning their own homes, growing their businesses and providing a good education for their children.
Las socias realizan diferentes negocios como la venta D. abarrotes en general, comida, tara, carnes, animales menores, cereales.
Como es el caso D. la señora Rosa que es casada, tiene 4 hijos y 47 años, Rosa tiene un restaurante en su casa ubicada en la plaza principal del Distrito, actividad que realiza todos los días, Rosa necesita un préstamo D. 300 soles dinero que será invertido en la compra D. arroz, azúcar.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, haciendo un total D. 12,100 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. arroz, azúcar, tara, trigo, cebada, carne, animales menores.
Los sueños D. las socias son tener casa propia, hacer crecer su negocio y brindar una buena educación a sus hijos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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