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San Jose Group
In this Group: Paola Cristina, Carla Lorena, Rinmy Wagner, Aida, Omar Sixto, Yerko Antonio, Maria Elena, Maria Jose*, Carmen Rosa, Veronica Carmen
* not pictured
The group “San Jose” is represented by la señora Paola and consists of 10 members, of whom 7 are women and 3 are men. The group is notable because the members know each other well and are very unified. Paola has a son and currently rents her dwelling. She sells comforters at wholesale in markets and stores. She expects to grow little by little and expand her business and support her son. She has to be both mother and father to him. The rest of the group has various activities. The majority sell food or pastries; some are taxi drivers, mechanics and do auto body work. The competition in these businesses is stiff, but the members can rely on long experience in their work. This loan is for working capital, which the members will invest in merchandise or tools for their shops or ingredients for their food stands; in this way, they will make more money for household expenses. The bank has substantial experience with this group: this is not the first time they have applied for a loan from our institution.
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El grupo “San Jose” esta representado por la señora Paola y conformado por 10 miembors, D. las cuales 7 son mujeres y 3 son hombres este grupo se caracteriza porque se conocen bastante y son muy unidos. Pola tiene un hijo y actualmente vive en alquiler tiene un negocio D. venta D. edredones entregando al por mayor en mercados y tiendas su expectativa es crecer poco a poco y ampliar mas su negocio para manutener a su hijo ya que ella es madre y padre para el. El resto del grupo tiene diferentes actividades ya que la mayoría venD. comida, repostería y algunos socios son taxistas, mecánicos y chaperos. La competencia en los negocios es bastante amplia pero ellos siguen adelante ya que cuentan con bastan te experiencia en sus negocios. El crédito actual es para capital D. operaciones, las cuales las socias invierten en compra D. mercadería o herramientas para sus talleres o insumos para sus puestos D. comida obteniendo así mejores ganancias para el sustento D. sus hogares. El banco tiene bastante experiencia ya que no es la primera vez que obtiene un crédito D. nuestra institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $28,055,575
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD