Kasenge Women's Group, Mukono
Justine is into the business of secondhand clothes and also has had a canteen in Mbalala, Mukono, for fifteen years. Although she has inadequate business capital, she is able to make some profits that have helped her in taking care of her family.
Justine ensures that she attends to her customers well and this will enable her to expand her businesses further. She has a goal of constructing a house for her family with her savings and she needs a loan to be able to restock her clothing and canteen businesses with more goods.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid