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Seyli Carolina
Seyli Carolina M. B. is a young woman who works as an administrator for a crafts factory in the town of Condega. She is requesting a loan from CEPRODEL in order to buy merchandise such as groceries, clothing, and cosmetics to sell to the other employees at her workplace.


She began selling merchandise to her co-workers in small quantities, but demand was so good that her business kept growing. Seyli has had this business for approximately 1½ years. She engages in her work Monday through Friday from 8am until 4pm. It should be noted that this young woman has been employed six years at this company. She started working there after she graduated from high school.


Seyli M. is a single young woman with two school age children. They are in first grade and she covers their school expenses. Seyli lives in the home of her uncle with two of her sisters.


This is the seventh loan she has taken with CEPRODEL over a period of five years. The impact of these loans has been very positive and satisfactory since they have helped to grow her business. She has also purchased furniture for her home, thus improving the living conditions for herself and her family.

View original language description ↓
La joven Seyli Carolina M. B. trabaja como administradora en una fabrica de artesanías en el municipio de Condega.

Ella solicita un crédito en Ceprodel para la compra de mercadería como abarrotería, ropa y cosméticos para venderle al resto de los empleados de esa empresa.

Ella empezó este negocio vendiéndole mercadería a sus compañeros de trabajo en pequeñas cantidades y como hay buena demanda el negocio ha ido creciendo, este negocio tiene aproximadamente unos dos años de tenerlo. Ella realiza las labores días de lunes a viernes desde las 8 de la mañana hasta las 4 de la tarde. Cabe señalar que esta joven tiene 6 años de trabajar en esta empresa, desde que finalizo los estudios de secundaria.

Seyli M. es joven soltera y con dos hijos uno de ellos en edad escolar y esta en primer grado de primaria y cuyos gastos escolares son asumidos por ella. Ella vive en la casa de su tío junto a dos de sus hermanas.

Este es el crédito número siete que ella tiene en Ceprodel en un periodo de cinco años, el impacto de estos ha sido muy positivo y satisfactorio ya que le han ayudado a ir creciendo es su negocio y a la compra de muebles para el hogar mejorando sus condiciones de vida de ella y su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 152
    View loans »
    Nicaragua Loans Fundraising
  • $23,163,975
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Seyli Carolina purchase merchandise (grain, cosmetics, and groceries).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2011