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Los Socios De La Esperanza Group
In this Group: Paulina Natividad, Carmen Luz, Ulises Francisco, Isabel Beatriz, Francisca, Miriam Elizabeth, Anibar Teofilo, Maria Elena, Luis Miguel, Ponciano, Javiel
The Los Socios de la Esperanza Communal Bank is located in Horacio Cevallos in the Ate district, Lima department. It is comprised of 11 members who have worked with Edaprospo-Prosperidad for four years. Their members engage in diverse production, commercial, and service activities.

Paulina Natividad is the president. She is 40, in a common law marriage, and has six children. Five of her children are school-age, and one is independent. She has been selling basic needs items like groceries and soft drinks for 18 years. Her business is called Yauyinito. She used to sell sweets from a cart on a public road. Because she was pregnant she decided to set up her business in her home. Through her daily work efforts Paulina built a one story house and supports her children’s education.

She will use the recent loan to buy seasonal merchandise like school supplies.

All of the members are grateful for the loan, and they promise to make their payments on the time table established by Prosperidad.
View original language description ↓
La alcancía comunal “LOS SOCIOS DE LA ESPERANZA” se encuentra ubicada en Horacio Zevallos, distrito de Ate, departamento de Lima, está conformado por 11 socios, trabajan con EDAPROSPO – prosperidad desde hace cuatro años. Sus miembros realizan diversas actividades de producción, comercio y servicio.
Paulina Natividad quien a su vez asume el cargo de presidenta, tiene 40 años, es conviviente tiene 6 hijos de los cuales 5 están en edad académica y uno es independiente, se dedica al comercio de artículos de primera necesidad como: abarrotes, gaseosas, el cual lleva por nombre “YAUYINITO” desde hace18 años; empezó a raíz de que en un inicio vendía golosinas en un carretilla en la vía publica y como estaba gestando decidió poner su negocio en su vivienda, con el esfuerzo de su labor diaria Paulina construyó su casa de un piso y apoya en la educación de sus hijos. El reciente préstamo lo utilizará en la compra de mercadería por campaña como útiles escolares.
Todos nuestros socios agradecen el apoyo brindado y están comprometidos a cumplir con los pagos según el cronograma otorgado por prosperidad.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Socios De La Esperanza Group's $2,350 loan helped a member buy seasonal merchandise like school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2010
Listed
Mar 12, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010