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Las Margaritas Group
In this Group: Mery Martha, Maria Angelica, Albaro Fidel, Alberto Daniel, Jesus Miguel, Patricia Conzuelo, Heidy, Hans Cristian, Maria, Damiana, Jenny
The group "Las Margaritas" is represented by Señora Mery Martha and consists of 10 members, of whom 4 are men and the rest women. This community bank is characterized by being very united and happy. Señora Mery Martha is the president and sells groceries in a shop in the market. She is married, and she and her husband, Juan, have three children of school age. Her husband works in metal finishing and has his own shop in their home in the city of El Alto in order to maintain their family. They live in a little house that belongs to their parents. The expectations of Señora Mery Martha and her husband are to grow little by little and be able to buy themselves a piece of land of their own and become independent to give greater comfort to their children.

The rest of the group works in different activities, the majority in clothing sales, either as traveling vendors or at fixed shops. Some members have a little internet cafe, others sell food, others sell blankets, have a photocopying service, or work in public transport.

The group in general has sufficient experience in the businesses they operate, and it's for this reason that they are known in the markets where they sell their products, and thus competition does not affect them too much. The present loan will be used as operating capital for the purchase of merchandise, ingredients, and materials to improve their businesses and give their families a better quality of life. The expectation of the group is to continue working and counting, above all, on the confidence and economic support of Agrocapital to be able to reach their goals, since they are in their fifth loan cycle together and they want to continue growing along with the institution.
View original language description ↓
El grupo “Las Margaritas” esta representado por la señora Mery Martha y conformado por 10 socios D. los cuales 4 son miembros varones y el reto esta conformado por mujeres, este banco se caracteriza por ser muy unido y alegre. La señora Mery Martha que es la presidenta y se dedica a la venta D. abarrotes en una tienda en el mercado, está casada su esposo se llama Juan ambos tienen 3 hijos en edad escolar, su esposo trabaja como chapista y tiene su propio taller en su hogar en la cuidad D. El Alto para poder mantener a su familia, viven en una pequeña casa que les pertenece a sus padres, las expectativas D. Mery Martha y su esposo son D. crecer poco a poco y poder comprase un terreno propio e independizarse para darles mayor comodidad a sus hijos. El resto del grupo se dedica a diferentes actividades, la mayoría como venta D. ropa, ya sea D. manera ambulante o en puestos fijos, uno socios se tiene su pequeño café internet, otras son vendedoras D. comida, otras se dedican a la venta D. mantas y al servicio D. fotocopiadora y transporte público D. pasajeros. El grupo en general tiene bastante experiencia en los negocios que desempeñan y es por esta razón que son conocidos en las ferias donD. venden sus productos por lo que la competencia no les afecta demasiado. El presente crédito será utilizado como capital D. operaciones para la compra D. mercadería, insumos y materiales para mejorar sus negocios y poder darles a sus familias una mejor calida D. vida a sus familias. La expectativa que tiene el grupo es D. seguir trabajando y contando sobre todo con la confianza y el apoyo economicote Agrocapital para poder alcanzar sus metas ya que van cursando su quinto ciclo juntos y desea seguir creciendo junto a la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD