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Ruzanna M. was born in 1957 and lives with her family in Bargushat village, Kapan area. She has six children: four daughters and two sons; five of them are already married and live separately from their parents.

Ruzanna works in her village as a club manager and at the same time she, her husband and her elder son, who lives with them, engage in farming. They are mainly busy in dairy produce and meat production.

Ruzanna asks for a 700,000 AMD loan to buy some sheep for her farm, which will help her to increase her family’s income.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 384.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Ruzanna to buy some sheep for her farm.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 3, 2010
Mar 10, 2010
Currency Exchange Loss:
Apr 15, 2011