Los Unidos De Motupe Group
Ely is the treasurer of the communal bank "Los Unidos D. Motupe," a group that has worked with EDAPROSPO-PROSPERIDAD for 2 years.
Ely started her work life many years ago selling "marcianos," iced desserts maD. with fruit nectar, and beer. Later she became acquainted with the business of selling breakfasts, so with the desire to make more money to cover the household expenses she began to work as a street vendor selling breakfasts. She carries out this activity from a small kiosk located in a street that is very busy during the early hours, where she sells quinoa, milk, coffee, etc. along with bread with eggs or with cheese or with avocado, etc. She now shares with her partner the expenses of the home and of their 2 children. They both dream of finishing the construction on their home, so that they can have a business in the home.
Ely es tesorera D. L. alcancía comunal "LOS UNIDOS D. MOTUPE", grupo que trabaja con EDAPROSPO-PROSPERIDAD desD. hace 2 años.
Hace muchos años Ely comenzó su vida laboral, vendiendo "marcianos", helados D. hielo con nectar D. fruta y tambien vendiendo cerveza, luego conoció el negocio D. L. venta D. desayunos, así, con el afán D. querer conseguir más dinero para cubrir sus gastos familiares, abrió su negocio D. L. venta D. desayunos ambulantes, negocio que se realiza en un pequeño kiosko estacionado en una avenidad o calle muy transitada en tempranas horas, donD. venD. quinua, leche, cafe, etc junto con panes con huevon o con queso o con palta, etc. En L. actualidad comparte los gastos D. L. casa y D. sus 2 hijos con su pareja, ambos sueñan terminar D. construir su casa para así tener un negocio en casa.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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