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Aynagul's Group
In this Group: Aynagul , Sayra , Kunduz , Saliyma , Tilek
Aynagul J. is an immense woman. She has an ability to overcome the difficulties and looks to the world with the hope for a better tomorrow. Aynagul is 46 and married. She has a smart husband who is a member of a farm. They have seven children whom they adore and their children are as determined as their mother is. The older children are unique themselves. They already achieved goals in their life and at present stay separately from her. The younger ones still attend the local school and in their free time, they eagerly help their mother in her business. Baktygul is the middle daughter and she is a schoolgirl. She is eighteen and studies in 10th grade. Next is Rahat who studies in eighth grade and the last one is Aynagul’s joy. He is a six-year-old boy who studies in first grade. When he grows up, he wants to be the President of Kyrgyzstan. So Aynagul and her friendly family deal with livestock. Since 2000, they have been selling cattle and for the money they got, they already have bought a new house, married off their daughter and increased the number of the cattle. Now their plan is to send Baktygul to get education like her sisters and brothers. Recently, they have decided to get a loan to buy a horse in order to fatten it and resell it later on.

Sayra J. is 25 and married. She has two children. Her husband is a member of a farm. She works in a part-time job. They already have cattle. They are planning to build a house and increase their number of cattle. By getting a loan, they are going to buy a horse.

Kunduz T. is 28 years old. She is married and has two children. Her husband is a member of a farm and a private cattle breeder. They want to get a loan to buy four cattle. Their future plans are to expand the number of cattle and make their living conditions better.

Saliyma S. is 38 and married. Her husband is a member of the farm. They have four children and they all attend school. She works as a teacher in school. They are planning to increase the number of cattle and send the elder daughter to get an education. They have built a house where they all together live. They want to get a loan to buy three cattle.

Tilek K. is 35 and married. His wife is a member of the farm. They have three daughters. They hope to harvest a good crop in the spring. The reason why he wants to get a loan is that he wants to buy 200 liters of solar oil for agriculture works.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year.

To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 44.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Aynagul's Group's $1,025 loan helped a member to buy a horse to fatten and resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 26, 2010
Mar 9, 2010
Currency Exchange Loss:
Aug 15, 2010