Joike is married with 2 children. She is a Yoruba by tribe but she lives and works in Asaba, Delta state. She sells plastics and mouth-watering Nigerian cooked foods such as rice, beans, egusi (melon) soup and drinks. Her customers love her cooked foods. Joike loves this business because of the one-to-one interaction with her customers. She hopes to have a classic restaurant in the future. She hopes for business expansion as this will attract more sales and increase her profit. Joike is requesting a loan in the amount of NGN 120,000 to purchase more plastics, drinks and foodstuffs to sell. She says thanks to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20