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Yhiret Group
In this Group: Yesenia Dorisa, Mercedes, Clelia Tomasa, Anatolia, Adelina Francisca, Oscar Octavio, Segundo Mesias, Marcelinda, Gloroa Edelmira
Yesenia began selling sneakers thanks to a friend who taught her about that kind of business; she would buy a quantity of sneakers at a lower price and then she would offer them to friends and family by going door to door. She reserves the product with a down payment and the balance is given in payments, and in this manner she makes more profit, and in this same way they have begun to request clothing and other products. This is how she decided to open a store in her own home, and then began to travel to Trujillo because they would request good quality shoes. Little by little she gained more clients and her business prospered a lot. Unfortunately, when her daughter became ill she had to leave the business and dedicate herself to her family. After some time she has returned to the business but only in-home sales and it is going well because her clients are OK with that. With her income she has achieved economic stabilty as well as being able to help her husband with the construction of their own home.

In the future Yesenia would like to have a restaurant that serves traditional food; she has taken a course to be a chef and would like to serve as one. It is for this reason that she is saving money because she wishes to buy an adequate piece of land where she can build her restaurant. She and 8 partners are members of the group “YHIRET”. She has been with EDAPROSPO for close to 4 years and is happy with the support that she has received from this entity. Now she will use her loan in order to buy clothes and sneakers since she already has orders to fulfill. The school year is a good time for her business and she will take full advantage of this time.

* Yesenia appears in the photo with a red shirt and blue pants; she is the 6th person seated.
View original language description ↓
Yesenia se inicio en la venta D. zapatillas por medio D. una amiga que le enseño sobre ese tipo D. negocio, compraba zapatillas por cantidad a menor precio y luego las ofrecía casa por casa a sus amigos y familiares ella coloca el producto con una inicial y el resto lo cobra en partes, D. esa manera obtiene mas ganancias, D. esa misma forma le empiezan a pedir ropa y otros productos. Es así que deciD. abrir una tienda en su propia casa, luego empieza a viajar a Trujillo por que le pedían zapatos D. buena calidad. poco a poco obtiene muchos clientes y su negocio prospera mucho lamentablemente al enfermar su hija tuvo que dejar el negocio y dedicarse a su familia después D. un tiempo ha retomado el negocio pero solo venta a domicilio y le va bien por que sus clientes están conformes, con sus ingresos ha logrado estabilidad económica a la vez que ayuda a su esposo en la construcción D. su propia casa.
Mas adelante Yesenia quiere tener un restaurante D. comidas típicas, ella estudio un curso para ser chef y le gustaría ejercer, es para eso que ahorra por que desea comprar un terreno adecuado donD. poner su restaurante, ella junto a 8 socias integra el grupo “YHIRET” ya tiene en EDAPROSPO cerca D. 4 años y se siente feliz por el apoyo que recibe D. la entidad, ahora usara su préstamo para comprar ropa y zapatillas ya que tiene pedidos por entregar la época escolar es una buena oportunidad para su negocio y lo aprovechara al máximo.

* Yesenia aparece en la foto con polo rojo y pantalón azul es la sexta D. las que están sentadas.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 77
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Yhiret Group's $1,200 loan helped a member purchase clothing and sneakers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 4, 2010
Listed
Mar 15, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010