Francisco H. lives with his wife and two children in his own house in the Pasankeri area on the hillside to the west of La Paz. Francisco is a builder, and he does bricklaying work in private houses. His wife is a domestic employee. Their income supports the family.
The requested loan is to build a retaining wall to stabilize the floor of their house and not run the risk of cracks and sliding.
This is the eighth time he has asked for a loan. The completed evaluation qualifies him for the loan.
El señor Francisco H. vive en casa propia, en la zona de Pasankeri, ladera oeste de la ciudad de La Paz, con su esposa y su dos hijos.
El señor Francisco es constructor, hace trabajos de albañilería en casas particulares y su esposa es empleada domestica, ingresos con los que mantienen a su familia.
El crédito solicitado es para la construcción de un muro de contención que estabilice el suelo en su vivienda y no corra riesgo de rajaduras y deslizamiento.
Esta es la octava vez que solicita préstamo y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.