When they first got married, his father gave him a plot of land and he needs to build his home. He will use the money from this loan to build his home. This is his first loan. We have analyzed his socioeconomic situation and believe that he qualifies.
El señor Santiago trabaja como chofer de transporte público, ingresos con los que mantienen a su familia.
Al ser recién casados, su padre le cedió una parte del terreno que tiene y necesitan construir su vivienda.
El crédito solicitado es para la construcción de una habitación, inicio de la construcción de su vivienda propia.
Esta es la primera vez que solicita préstamo y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid