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Hortênsia Dos Anjos Salomão
Hortênsia Dos Anjos Salomão M. was born in the city of Maputo in the province of the same name, in southern Mozambique. She is 41 years old, married, and the mother of two children, 20 and 10 years of age. Both children attend school. She only completed eight years of school, and wasn't able to continue because of her family's difficult financial circumstances. She lives in her own home with her family. She helps support her mother by helping with food expenses.

She's never been out of the city or her Chamanculo neighborhood, except to leave Maputo for Matola in order to marry her husband. She still lives in Maputo today. She has worked for the Darling company, which manufactures artificial hair, for more than 4 years, and works almost 9 hours a day. She doesn't have any employees. Sometimes she's had help from her husband, who works as a self-employed bricklayer. She earns 2500 meticals a month, which she uses for household expenses, and she's also able to set some aside at home to cover unexpected expenses that might arise. Sometimes she also deposits some savings in the Millenium Bim Bank.

She's never received loans from other banks. She learned about Hvuluku from friends who are also Hvuluku clients. This is her second loan, in the amount of 10,000 meticals, which she intends to use to purchase construction materials (sewage pipes, cement, sand, etc.) to finish work on her house. She also used the previous loan of 7,000 meticals for this purpose.

In the future, she'd like to request additional loans to finish constructing and furnishing the house, so she can offer her family a more comfortable home.
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Hortênsia Dos Anjos Salomão M. nasceu na cidade de Maputo, Província do mesmo nome, sul de Moçambique, tem 41 anos de idade casada e mãe de 2 filhos de 20 e 10 anos de idade, ambos vão a escola. Fez apenas 8 classes, não continuou devido as doenças e falta de condições financeiras. Vive na casa própria com a sua família, tem ajudado no sustento da sua mãe em despesas alimentares.

Nunca sai da cidade, apenas saiu do Bairro do Chamanculo na cidade de Maputo para Matola quando se casou com o seu marido, hoje ainda continua vivendo nesta cidade. Trabalha numa empresa de fabrico e tratamento de cabelo artificial DARLING há mais de 4 anos, faz cerca de 9n horas de trabalho diário e não possui nenhum empregado. As vezes têm tido ajuda do seu marido que trabalha como pedreiro a conta propria. O seu salario mensal é de 2.500.00mt, que aplica nas despesas de casa e ainda poupa algum na sua casa para casuais despesas que possam surgir e de vez em quanto no Banco Millenium Bim.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de amigas que também são clientes da mesma instituição. Este é o seu 2º empréstimo no valor de 10.000.00mt com o qual pretende comprar material de construção (tubos de canalização, cimento, areia e outros) para poder concluir com a sua obra. O empréstimo anterior foi de 7.000.00mt também para a mesma actividade.

No futuro gostaria de solicitar mais empréstimos para concluir e mobilar a sua casa para oferecer melhor conforto a sua família.

Additional Information

About Housing Loans

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About Mozambique

  • $1,389
    Average annual income
  • 34
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 32.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hortênsia Dos Anjos Salomão construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2010
Listed
Mar 10, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010