Ruth sells bags of maize in Oyo state, Nigeria where she lives with her family. She is a hard-working woman and she is so determined to excel in her business and family life. She hopes for a loan amount of NGN 120,000 to purchase more bags of maize to sell. Maize is used in Nigeria to prepare mouth-watering Nigerian cooked foods. She is married, with 4 children, and she is 36 years old. She hopes to give her children a quality education. She says "thanks" to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20