Kafayatu J. is a hardworking and honest woman. She loves her business so much because of the one-on-one interaction that she has with her customers. She sells for long hours to enable her to support her husband. She sells engine oil at retail prices in Ogbomoso, Oyo state, Nigeria. She has drums that she uses to store the engine oil to sell. She has been in this business for a long time. She hopes for a loan amount of NGN 120,000 to purchase more engine oil to sell. She is married, with 3 children and she is 40 years old. Her husband also works to support their home. She says "thanks" to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20