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Francisco S. U. is a public accountant; he provides services to individuals and to businesses. He works from 8 am until 5 pm. He has a small office in his home and has been in this line of work for 4 years.

The loan will be used to make improvements to his house; particularly sealing the walls. He plans to buy cement and sand and to pay for labor costs.
View original language description ↓
El Señor Francisco S. U. se dedica a brindar servicio de Contabilidad a empresas y personas Naturales, el horario de trabajo de este cliente es de 8am a 5pm, tiene su pequeña oficina en su casa de habitación, tiene 4 año de laborar en esta actividad.

Este crédito que solicito es para el mejoramiento de su vivienda realizar repello de la casa , y el plan de inversión es Compra de cemento, arena , pago de mano de obra.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Francisco to buy building materials and supplies and pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2010
Apr 1, 2010
Currency Exchange Loss:
Apr 15, 2011