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Juana Francisca
Juana Francisca A. A. is a merchant who sells prepared meals in Condega.

She is asking for funds to buy raw materials and supplies like: cooking oil, rice, cheese, etc. to make her meals and increase production thus increasing her customer base, too.

She started this business about 7 years ago with the intention of providing meals for employees of a cigar factory that’s across the street from her house. She began with few sales but gradually these increased. Her first shift is from 8 am until noon and her second shift is from 7-9 pm. It’s worth mentioning that prior to getting into this line of work she was a housewife.

Juana A. is married and has 4 children, one of whom is still under her care.

This is her second loan request in two years. She tells us that loans from Ceprodel have helped her to enlarge her business and improve her monthly income.
View original language description ↓
La Sra. Juana Francisca A. A. es comérciate y se dedica a la elaboración y venta de comida en el municipio de Condega.

Ella solicita un financiamiento para la compra de materia prima como aceite, arroz, queso, etc. para la elaboración de alimentos para aumentar la producción en su negocio y aumentar su clientela también.

Ella empezó con este negocio hace unos siete años con el objetivo de venderle alimento a los trabajadores de una fabrica de puro que esta en frente de su casa de habitación, empezó con ventas pocas y luego fue aumentando estas, ella realiza la primer venta desde las 8 de la mañana hasta las 12 del medio día y la segunda venta por la noche desde las 7 hasta las nueve y media de la noche. Cabe señalar que ella era ama de casa antes de dedicarse a este negocio.

Doña Juana A. es casada y tiene cuatro hijos uno de ellos aun esta bajo su cargo.

Este es el crédito numero dos que ella solicita en un periodo de dos años, doña Juana dice que sus créditos con Ceprodel le han ayudado a crecer su negocio y mejorar sus ingresos mesuales.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 92
    View loans »
    Nicaragua Loans Fundraising
  • $24,384,075
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Juana Francisca to buy ingredients and raw materials (rice, cooking oil, cheese, corn, firewood).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 15, 2011