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Ana Yohelsy
Ana Yohelsy G. H. is employed at a cigar factory in Condega.

She is asking Ceprodel for funds to buy a pair of glasses that she needs to correct her vision and to buy medicine that she needs to improve her health.

She started to work in the cigar factory when she got out of middle school; since then she has worked at this job and earns a fixed monthly income. She works Monday through Friday from 7am until 5pm.

She hopes to improve her vision and health with this loan that she is asking from Ceprodel so that she can continue to work and be productive in her daily tasks in order to move her family ahead; health is the most important thing.

Ana Yohelsy G. is a single woman with two daughters, one of whom is school age and for whom she pays all school expenses.

This is her 12th loan with Ceprodel in 9 years. She states that the loans have been of much benefit to her because she has been able to improve her family situation buying appliances and furniture and paying for her daughter's schooling; for this she is grateful.
View original language description ↓
La joven Ana Yohelsy G. H. es empleada en una fábrica de elaboración de puros en este municipio de Condega.

Ella solicita un crédito en Ceprodel el que utilizara para el pago de un par de lentes que ella necesita para corregir su vista y la compra de un medicamento para mejorar su salud personal.

Ella empezó a trabajar en esta fábrica en la elaboración de puro después de salir de la secundaria y desde entonces se dedica a esas labores y así obtener un ingreso mensual fijo, ella trabaja del día lunes hasta el día viernes desde las 7 de la mañana hasta las 5 de la tarde.

Ella espera mejorar su vista y salud con el financiamiento que solicita en Ceprodel para así poder seguir trabajando y rendir en sus labores diarias y sacar adelante su familia ya que la salud personal esta primero que todo.

Ana yohelsy G. en una joven soltera y con dos hijas una de ella en edad estudiantil y a la que le costea los gastos escolares.

Este es el crédito numero doce que Ana Yohelsy solita en Ceprodel en un periodo de nueve años, ella dice que estos financiamiento le has ayudado positivamente a mejorar sus condiciones familiares ya que a podido comprar sus electrodomésticos, así como muebles y resolver los gastos escolares de si hija, por lo que se muestra agradecida.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ana Yohelsy to pay for her glasses and medicines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011