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Responsabilidad Group
In this Group: Katherine Jeanette, Carlos Alberto, Leonardo, Flor De Maria, Margarita, Maria Precila, Silvia Janett, Marco Antonio
M. is a teacher by profession and has always made a living in teaching. Unfortunately, it is a job in which the pay is very low, and that is why M. began looking for other ways to earn additional income. He decided to form his own business, “JMW FUMIGATIONS,” dedicated to providing a fumigation service for businesses and institutions, both public and private. He set his business up in his own home and began with very little, with help from his family. His business was vital, since he was going on to pursue his graduate degree. As the years have passed he feels that he has achieved many things, most importantly, that his business has prospered and his children have a good education.

M. has many plans for the future. He wants his business to keep progressing, now that he has employees and many customers. He is the president of the “RESPONSABILIDAD” group, which he formed with his friends and neighbors. He takes his commitment to the group seriously, and will fulfill his duties in the best way. This is M.’s first loan and he will use it to purchase a nebulizer machine; he needs it for his business and in order to achieve his goal of being a successful businessman.

* M. is the one wearing the green shirt.
View original language description ↓
Don M. es profesor de profesión siempre se dedico a la enseñanza lo cual es vocación lamentablemente el sueldo que percibía era muy bajo esto lo incentivo a ver otras formas de lograr un ingreso adicional, es así que decide formar su propia empresa “JMW FUMIGACIONES” dedicada a prestar servicio de fumigación a empresas e instituciones publicas y privadas, acondiciono un lugar en su propia casa y empezó con muy poco. La ayuda de su familia. Fue vital ya que el seguía ejerciendo su carrera de maestro, con el pasar de los años siente que ha logrado muchas cosas una de ellas que su negocio haya prosperado y lo principal que sus hijos tengan una buena educación.
El señor M. tiene muchos planes a futuro quiere que su negocio siga progresando ahora cuenta con trabajadores y muchos clientes, por otro lado junto con vecinos y amigos forman el grupo “RESPONSABILIDAD” del cual es presidente, su compromiso con el grupo es serio y lo desempeñara de la mejor manera, este es su primer préstamo y lo utilizara para comprar una maquina nebulizadora necesaria para su negocio y cumplir sus deseos de ser un empresario exitoso.

*E l Señor M. es el que viste camisa verde

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Responsabilidad Group's $925 loan helped a member purchasing a nebulizer machine for fumigation.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 26, 2010
Mar 7, 2010
Currency Exchange Loss:
Aug 15, 2010