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Doris
Doris Guzmán R., age 68, lives in the Educador neighborhood in the city of Cartagena de Indias. She has a business where she offers internet services, international calls, and photocopies. Most of her customers are young students attending high schools and universities. Her business started from the time her brother offered it to her in May of 2009. At first she counted on his experience. He stayed with her everyday for two months. That is how she learned to manage it so well.

Doris is single, and she does not have children. She lives with her three siblings. One of them is allergic. The floor in her house is very rudimentary and in bad shape. It emits a lot of dust even though it is constantly cleaned.

She wants to improve the house’s conditions, and that is why she is asking for her second loan for 2,300,000 pesos from the Mario Santo Domino Foundation. She will buy construction materials to improve the floor and the bathroom, which is on the patio. It is also in very bad shape. At the same time, she want her house be more secure by putting up a wall. That way she will have more control over the people who enter. The patio is not sheltered from the neighbors.

Mrs. Guzmán is a very active woman. She participates in the social pastoral community in the church. She also volunteers in the school dining room, which is located in the parish. Her family is characterized as being very united, supportive, and loyal followers of the church of God. Her dream is to be successful in her business projects. Everyday she asks God for it to go well so that she is able to contribute to the generation of jobs in her country.
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La señora Doris Guzmán R. tiene 68 años y vive en el barrio Educador de la ciudad de Cartagena de Indias. Es dueña de un negocio, donde presta servicios de internet, llamadas internacionales y servicio de fotocopiado a clientes que en su mayoría son jóvenes estudiantes de bachillerato y universitarios. Su negocio inició desde el momento en que su hermano se lo ofreció en Mayo del 2009; al principio contó con la experiencia de él, pues la acompañó por dos meses día a día, por eso ella aprendió a manejarlo muy bien.

La señora Doris es soltera y no tiene hijos pero vive con sus tres hermanos, uno de ellos es alérgico y como su casa tiene piso de plantilla rustica en mal estado, emite mucho polvo a pesar de hacer limpieza constantemente; ella quiere mejorar las condiciones de su vivienda y por eso pide este, su segundo crédito a la Fundación Mario Santo Domingo por valor de $2,300,000 pesos, para comprar las materiales de construcción y mejorar el piso y el baño, que se encuentra en el patio, también en muy mal estado; Igualmente quiere que su casa sea mas segura levantando una paredilla para tener más control de las personas que ingresan a ella, pues el patio tiene comunicación con los vecinos.

La señora Guzmán es una mujer activa, hace parte de la comunidad pastoral social de la iglesia y además es voluntaria en el comedor del colegio ubicado en la parroquia. Su familia se caracteriza por ser muy unida, solidaria y fieles servidores de la iglesia de Dios. Su sueño es triunfar en sus proyectos de negocio y todos los días pide a Dios que le vaya bien, para contribuir con su país en la generación de empleo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Colombia

  • $6,070
    Average annual income
  • 149
    View loans »
    Colombia Loans Fundraising
  • $12,811,350
    Funds lent in using Kiva
  • 1,923.3
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Doris buy construction materials to improve the floor, fix up the bathroom, and raise a wall on the patio.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 26, 2010
Listed
Mar 5, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012