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Jose Adrian
Jose Adrian is a small rancher and farmer in El Coral where he lives with his wife, who helps him with his farming chores.

He is asking AFODENIC for his first loan and hopes that the Kiva fund will grant it. His main activity is cattle raising: he buys young calves, feeds them, cares for them, fattens them up so that they reach their maximum weight and can be sold at the best possible price to earn income to improve his family's economic conditions.

Jose Adrian has his own farm where he raises his livestock and farms. However, he needs funding to improve his economy.

He is characterized by being independent because he likes to work on his own to get ahead; he also wants to improve his finances. In his community, he is considered to be a responsible, honest man with good moral values.
View original language description ↓
Jose Adrian es un prqueño productor agropecuario del Municipio El coral donde habita junto a su esposa, quien le apoya con las actividades agropecuarias. Está solicitando su primer crédito a AFODENIC, y espera ser beneficiado con el fondo KIVA para invertirlo en su principal actividad, como es compra de ternero desarrollo, para cuidarlos y engordarlos para que el ganado alcance mayor peso y ser comercializado a un buen precio de mercado, y asi obtener ingresos económicos que ayuden a mejorar la calidad de vida del núcleo familiar.José Adrian, posee su propia finca donde realiza sus actividades agricola y pecuaria, sin embargo necesita el financiamiento para lograr mejorar su economia. Se caracteriza por ser independiente pues le gusta trabajar por si solo, para salir adelante,también tiene deseo de superar su económia, en su comunidad lo consideran ser hombre responsable, honesto y de buenos valores morales.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Jose Adrian to raise his calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2010
Mar 4, 2010
Currency Exchange Loss:
Mar 15, 2011