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Yareysi María
Yareysi María Z. Z. is a young woman from the municipality of Condega who makes a living selling a variety of second-hand clothing out of her home. She is requesting the loan from Kiva partner Ceprodel to purchase various bundles of second-hand clothing so she can offer a larger stock of products for adults as well as children. She started the business with the goal of increasing her income, and she started out selling small quantities of clothing only for adults and as demand increased she also increased her products. Yareysi has had the business approximately one year and tends to it every day from 9 a.m. to 5 p.m., and sometimes her sister helps her. Previously, Yareysi made a living as a hairstylist. She hopes that with the purchase of more second-hand clothing she can increase her sales and satisfy her customers' demand, and thus grow her business more. Yareysi is single and doesn't have children, and her sister lives with her. This is her second loan through Kiva partner Ceprodel over two years, and her previous loan helped her grow her business and increase her monthly income.
View original language description ↓
La Joven Yareysi María Z. Z. es una joven del Municipio de Condega y se dedica a la venta de ropa variada de segunda en su casa de habitación.

Ella solicita un financiamiento en Ceprodel para la compra de varias pacas de ropa de segunda y así ofrecer un mejor surtido de ropa tanto para adultos como para niños. El la empezó con este negocio con el objetivo de aumentar sus ingresos, empezó vendiendo ropa en pequeña cantidad y solo a para adulto y al ir teniendo mas demanda ella fue aumentando su producto.

Ella tiene aproximadamente un año de tener este negocio y lo atiende todos los días desde las 9 de la mañana hasta las 5 de la tarde a veces le ayuda su hermana a atender el negocio. Ella se dedicaba a las labores de estilista antes de tener este negocio.

Yareysi Z. espera que con la compra de más pacas de ropa de segunda aumenten sus ventas y satisfaga la demanda de los clientes y así ir aumentando más su negocio.

Yareysi Z. es soltera y no tiene hijos, su hermana vive con ella.

Este es el crédito numero 2 que ella tiene en Ceprodel en un periodo de dos años y estos crédito le han ayudado positivamente ya que le hay permitido crecer en su negocio de venta de ropa mejorando sus ingresos mensuales.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Yareysi María purchase bundles of second-hand clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011