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Vidalia
Vidalia G. R. makes a living making and selling popular regional dishes such as corn on the cob, maize pancakes and sweet tamales. She is requesting the loan to purchase ingredients such as corn, lime, firewood and sweetcorn because currently those products are expensive and she wants to stick with the business since it's her source of income. Vidalia started the business when she saw those kinds of products were in high demand, and since then she has dedicated herself daily to this work with the help of her daughters. She has had the business for 12 years and works every day from 5 a.m. to 3 p.m. She hopes that with the loan she can increase her sales and expand her business to include selling tortillas as she does with the corn and tamales. Vidalia is married and has two school-age children who help her with the business daily. This is her seventh loan over the past four years, and the financing has had a positive effect in helping her improve her business and her income, and in one way or another helped her improve her quality of life.
View original language description ↓
La Sra. Vidalia G. R. se dedica a la elaboración y venta de tirillas así como la venta de elotes cocidos, güirilas, y tamales dulce.

La Sra. Vidalia G. solicita un financiamiento para la compra de materia prima como es el maíz, cal, leña y elotes, ya que hoy en día están son más caros dichos productos y ella piensa mantener su negocio ya que es su fuente de ingreso.

Ella comenzó con dicho negocio cuando miro que había mucha demanda de este y poca oferta y desde entonces a diario se dedica a esta labor con la ayuda de sus hijas. Ha tenido este negocio desde hace 12 años y trabaja todos los días desde las 5 de la mañana hasta las 3 de la tarde, cabe señalar que siempre se a dedicado a este negocio.

La Sra. Vidalia G. espera que con el financiamiento que se le otorgue aumentar sus ventas e ir ampliando más su negocio de venta de tortillas así como la venta de elotes y tamales.

Vidalia G. es una mujer casada y tiene dos hijas de edad escolar las que le ayudan a diario en el negocio.

Ella es el financiamiento numero 7 que ella tiene en un periodo de 4 años, los impacto de los financiamientos han sido positivos ya que le han ayudado a ir ampliando su negocio y también sus ingresos y de una u otra manera le a ayudado ha mejoras su nivel de vida

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 140
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Vidalia purchase ingredients such as corn, lime, firewood and sweetcorn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011