Mr. Abdou D. is a 48 year old cabinet maker. He lives on the plateau of Diakhaye, a neighboring town to the village of Baye Laye Guediawaye. In May 2009 he joined the U-IMCEC savings bank in Baye Laye. Mr. D. has been carrying out his cabinet-making business since 1969. He puts his creations on display and works to order. It is a profession he has chosen out of love and one out of so many that he could have chosen. From a profitability point of view, his business is particularly interesting during the run up to festivals, because there are a lot of orders during this period. However, during the winter period wood is rare. Consequently he is applying for a loan of 500,000 francs which will be used to buy wood in order to make beds and other furniture that he will sell. The loan will allow him to increase both his work capacity and his profits. As such, he will be able to provide better for his needs and those of his family. He is married and has eight children, the ages of whom range from three to 30 years.
Monsieur Abdou D. est un menuisier ébéniste de 48 ans. Il habite au plan Diakhaye une cite avoisinante de la localité de Baye Laye Guediawaye. C’est en mai 2009 qu’il a adhéré à la caisse de l’U-IMCEC à Baye Laye. Monsieur D. exerce cette activité de menuisier ébéniste depuis 1969. Il expose ses réalisations et travaille sur commande. C’est un métier qu’il a choisi par amour et qu’il a choisi parmi tant d’autres. De par son aspect lucratif c’est pendant les veilles de fêtes que son activité devient plus intéressante car il y’a beaucoup de commande en cette période. Mais en période d’hivernage le bois se fait rare. Par conséquent il sollicite un crédit de 500 000 frs destine a l’achat de bois pour faire des lits et d’autres meubles qu’il va revendre. Le crédit lui permet d’étendre sa capacité de travail et d’augmenter ses profits. Dans ce cas il a la possibilité de mieux subvenir a ses besoins et aux besoins de sa famille. Il est marie et père de 8 enfants dont l’âge varie entre 3 et 30 ans.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.