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Maria Dolores
Maria Dolores Z. was born in the city of Managua. She is 37 years old, and has a partner who works as a mechanic. She helps him on a casual basis with the household expenses. She has 2 school-aged children who are 16 and 11 years old. Both of them are currently in school, and the older one also helps her to sell beauty products after school. She is a street vendor who sells beauty products and lottery tickets, and this has been her source of income for over 4 years.

She started selling these products thanks to the support of other loans. Now she requests a new loan to continue investing in her business, by purchasing new products that will allow her to increase her sales volume and improve the finances of her family.
View original language description ↓
La señora Maria Dolores Z. es nacida en la ciudad de Managua tiene la ead de 37 años, es acompañada, su pareja trabaja como mecanico y le ayuda económicamente de forma eventual a los gastos del hogar, ella tiene 2 hijos de las edades de 16 y 11 años, los dos estudian actualmente pero la mayor despues de las clases, le ayuda a vender productos de belleza, ella se dedica a la venta ambulante de cosméticos, productos del hogar y loteria, tiene ya mas de 4 años que este ha sido su fuente de ingresos.

Ella comenzo vendiendo estos productos, gracias al apoyo de otros prestamos, ahora ella solicita de un nuevo credito para continuar invirtiendole a su negocio, en la compra de nuevos productos que le permitan aumentar el volumen es sus ventas y una mejor economia que favorezca a toda la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Dolores to buy a greater inventory for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 20, 2010
Mar 8, 2010
Currency Exchange Loss:
Jan 19, 2011