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Mrs. S. owns and operates a small furniture business in her village, selling items such as plastic chairs, tables, and housing accessories. She has a life partner in her husband who is a temporary construction laborer. The couple helps each other in order to feed their three children, who are students in the local public school. S. will be using her loan to accumulate a larger inventory of furniture. Some of the loan will be used to buy tools to squeeze sugar cane, to earn some extra profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 225
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phal to accumulate a larger inventory of furniture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Mar 4, 2010
Currency Exchange Loss:
Feb 16, 2011