Juana D. N., 55, is the group president. She has been married for 33 years and has 5 children, 3 girls and 2 boys. She sells catalogue cosmetics and will use the funds to fill all of her pending orders. She has done catalogue sales for 9 years. She started out selling bedspreads and sheets that she would sell in batches. For the last 6 years she has sold beauty products, mainly cosmetics.
Juanita (as she prefers to be called) is very grateful with the loans she has received because they have made it possible for her to earn extra income that she has used to help support her family’s economy, principally improving her children’s quality of life.
In addition, she plans to continue to invest in her business so that in the future she may even have a locale from which to sell her products.
The other group members are in the following lines of work:
Angelica J. – catalogue shoe sales.
Lorena S. – grocery sales.
Juana T. - catalogue shoe sales.
Reyna H. – stationery sales.
Liliana S. - catalogue shoe sales.
Micaela L. – iron art items by special order.
Reyna A. – catalogue clothing and perfume sales.
Claudia N. – food sales in her home.
Areli Judith S. - catalogue shoe sales.
La Sra. Juana D. N. es la Presidenta del grupo, tiene 55 años de edad, casada desde hace 33 años con 5 hijos; 3 mujeres y 2 hombres. Ella se dedica a la venta de cosméticos por catálogo, su crédito lo va a utilizar para poder surtir todos los pedidos que ya tiene de su negocio, se dedica a las ventas por catálogo desde hace 9 años, inició vendiendo colchas y sábanas, las cuales vendía a través de tandas y desde hace 6 años vende productos de belleza principalmente cosméticos.
La Sra. Juanita (como le gusta le llamen) está muy agradecida por los créditos que ha obtenido ya que le han permitido obtener un ingreso extra con el cual a podido apoyar la economía de su familia y principalmente a podido brindarle una mejor calidad de vida a sus hijos, además de que piensa seguir invirtiendo aun mas en su negocio para que en futuro pueda hasta tener un local en donde pueda exhibir todos sus productos.
Las demas integrantes se dedican a los sig:
Angelica J. - venta de zapatos por catalogo.
Lorena S. - venta de abarrotes.
Juana T. - venta de zapatos por catalogo
Reyna H. - venta de papeleria
Liliana S. - venta de zapatos por catalogo.
Micaela L. - venta de art de herreria sobre pedido.
Reyna A. - venta de ropa y perfumes por catalogo.
Claudia N. - venta de comida en su domicilio.
Areli Judith S. - venta de zapatos por catalogo.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid