Agua De La Caña Group
Teresa is the group’s representative. She is married and has two children, ages 14 and 5. She sells tamales because she’s been working for many years in this trade and this is an item that sells quickly and in good quantity. She works so that she can help her husband with the household expenses and she hopes that her children will succeed and one day take professional careers. She will use the money from this loan to buy ingredients, such as dried chili, lard, salt, oregano, banana leaves, corn, and firewood. She will also use some of the money to pay for trips to Pinotepa, where she buys her ingredients.
She knows all of her fellow members very well and tells us that they are very responsible people who will not be delinquent with their payments. She also says that in the future she would like to open an establishment where she can offer a variety of food, such as sopes, enchiladas, tamales, tostadas, etc. She is thankful for the support that the Kiva lenders have given her through “Fundacion Realidad,” and asks that they continue to offer loans so that the ladies can improve their lives.
LA SRA TERESA S. M. ES LA REPRESENTANTE DEL GRUPO. ES CASADA Y TIENE D0S HIJOS DE 14 Y 5 AÑOS DE EDAD. ELLA VENDE TAMALES PORQUE TIENE MUCHOS AÑOS TRABAJANDO EN EL MISMO NEGOCIO YA QUE ES UN PRODUCTO QUE SE VENDE MUY RAPIDO EN LA COMUNIDAD Y EN CANTIDAD CONSIDERABLE. TRABAJA PARA AYUDAR A SU ESPOSO EN LOS GASTOS YA QUE DESEA QUE SUS HIJOS SE SUPEREN Y ALGUN DIA SEAN PROFESIONISTAS.
CON EL DINERO DEL CREDITO QUE SOLICITA A LA FUNDACION LO INVERTIRÁ EN COMPRA DE INGREDIENTES PARA PREPARAR TAMALES COMO CHILES SECO, MANTECA, SAL, OREGANO, HOJAS DE PLATANO, MAIZ, LEÑA, Y PASAJES YA QUE SE TRASLADA A PINOTEPA A COMPRAR.
CONOCE MUY BIEN A TODOS SUS COMPAÑERAS DEL GRUPO Y NOS COMENTÓ QUE SON PERSONAS RESPONSABLES Y QUE NO FALLARAN CON SUS PAGOS A FUNDACION. NOS COMENTÓ QUE DE CONTINUAR RECIBIENDO EL BENEFICIO DEL CREDITO, A FUTURO PIENSA EN PONER UN LUGAR ESTLABLECIDO PARA PODER OFRECER UNA VARIEDAD DE ANTOJITOS COMO SON SOPES, ENCHILADAS, TAMALES, TOSTADAS, ETC. ESTA AGRADECIDA POR EL APOYO QUE LE DAN LOS PRESTATARIOS DE KIVA A TRAVES DE FUNDACION REALIDAD Y PIDE CONTINUEN OFRECIENDO CREDITO PARA QUE PUEDAN MEJORAR SU CONDICIÓN DE VIDA TRABAJANDO.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid