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Atalia Acacio
Atalia Acácio C. was born in Maputo. She is a 28-year-old widow and mother to an 8-year-old son who goes to school. Besides her son, she also cares for her mother, who lives in Gaza, by sending her 500 MZN every month to pay the person who takes care of her since she is very old.

Atalia was only 6 years old when she moved from Maputo to the village of Namaacha on the border with Swaziland, owing to the separation of her parents. She went to live with an aunt who mistreated her. She began school very late, and when she was in 7th grade, she became pregnant, was thrown out of the house, and left school. That same year she got a job in a restaurant, where she worked for 4 years. She had to quit when she contracted tuberculosis (TB) and had to have treatments over the course of a year. After her recovery, she got a job as an assistant at the Namaacha water company. She has been a permanent employee there for more than 4 years, working from 7:00 am until 5:00 pm and earning 2,500 MZN monthly, but because of her husband's death she can no longer cover her expenses, since she lives in a rented house and pays 800 MZN per month. She approached Hluvuku and Kiva to ask for a loan to purchase a title to some land and build a house on it.

This is Atalia's third loan with Hluvuku and her second with Kiva. The first, for 8,000 MZN, was used to purchase the title to her land, and the second loan of 12,000 MZN was to begin construction, which has been completed up to the roof beams. These 15,000 MZN will be used to begin roofing the house, and soon she will be able to move in. She is confident that she will pay ahead of time and ask for another loan to plaster the house.
View original language description ↓
Atalia Acácio C. nasceu em Maputo tem 28 anos de idade é viúva mãe de um filho de 8 anos que se encontra a estudar. Para alem do seu filho responsabiliza se pela sua mãe que vive em Gaza enviando lhe mensalmente 500.00mt para pagar a empregada que toma conta dela pois já e muito idosa.

Atalia tinha apenas 6 anos quando muda se de Maputo para vila de Namaacha na Fronteira da Suazilândia devido a separação dos seus pais e passa a viver com a tia esta que a maltratava, inicia os estudos muito tarde e quando frequentava a 7ª classe esta fica grávida e é expulsa de casa e abandona os estudos. No mesmo ano consegue arranjar um emprego num restaurante onde trabalhou durante 4 anos, teve que abandonar quando contrai a tuberculose (TB) e tinha que cumprir com os tratamentos num período de um ano. Após sua recuperação ela consegue arranjar um emprego nas águas de Namaacha como servente. E funcionaria permanente a mais de 4 anos trabalha das 7h as 17h auferindo mensalmente 2.500.00mt, mas devido a morte do seu marido ela não consegue mas cobrir com as despesas porque vive numa casa alugada e paga 800.00mt por mês então aproxima se a Hluvuku e Kiva solicitando um empréstimo para legalização de um terreno e a construção no mesmo.

Este é o terceiro empréstimo de Atalia na Hluvuku e segundo com Kiva. O primeiro de 8.000.00mt foi usado para legalização de seu terreno, o segundo de 12.000.00mt foi para dar inicio da sua obra que se encontra na parte da viga, estes 15.000.00mt serão usados para iniciar com a cobertura da mesma e em breve poderá mudar se para sua própria casa. Esta confiante que vai pagar antes do tempo e pedir um outro empréstimo para reboco da mesma.


Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 32
    View loans »
    Mozambique Loans Fundraising
  • $2,456,975
    Funds lent in using Kiva
  • 32.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Atalia Acacio purchase of construction materials (cement, etc.).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 15, 2010
Listed
Mar 16, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011