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Ticana Gaspar
Ticana Gaspar M. was born in Manhiça. She is 41 years old, married, and the mother of 5 children between 24 and 31 years old. 3 of her children attend university and the others are employed. She is responsible for her niece who lives with her in her house. She is not able to save any money because she has to pay for her children's university expenses; she has do to this as her husband lost his job after having problems at work.

Due to the lack of financial means, Ticana had to discontinue her studies in the 8th grade. Years later, she left Manhiça for Marracuene with her husband due to his job as Agriculture Director in that District where he governed for 5 years. Because Ticana had level of schooling that was deemed adequate, the administrator invited her to work as his secretary. However, he husband was transferred to the town of Namaacha on the border with Swaziland; she wasn't able to have a separate professional and family life, so she left her job. After she arrived in Namaacha, she used the money that she had collected to start a business raising baby chicks. She counts on the help of her husband, who is an expert agronomist. Besides this business, she is also the owner of a meal stand. The chicks require a lot of attention; she doesn't have a fixed schedule. She raises at most 5 boxes with 100 chicks each, spending 40,000 MZN. She resells each box for 100 MZN. She has raised them in different stages in order to alternate her sales. Her best product that she sells in her meal stand is already-cooked chicken. From her stand, she makes of monthly profit of 10,000 MZN.

This is Ticana's 3rd loan with Hluvuku and her second with Kiva. The first loan was for 15,000 MZN, which she used to buy chicks. The second loan of 12,000 MZN was used to reinforce her chick-raising business. She has asked for this third loan of 20,000 MZN for the same purpose. She is confident that she can pay off the loan before the deadline arrives, as she is also an employee of CMVN (Municipal Council) in addition to being a businesswoman.
View original language description ↓
Ticana Gaspar M. nasceu em Manhiça, tem 41 anos de idade vive maritalmente é mãe de 5 filhos com idades compreendidas entre os 24 aos 31 anos. 3 Dos seus filhos estão na universidade e os restantes estão empregados, responsabiliza se pela sua sobrinha que vive com ela em sua casa, não consegue poupar nenhum valor porque tem que pagar as despesas dos seus filhos que na universidade, uma vez que seu marido teve problemas no serviço e perdeu o emprego.

Devido a falta de condições financeiras Ticana teve que interromper os estudos na 8ª classe, anos depois sai de Manhiça para Marracuene com seu marido em emissão de serviço este que era director da Agricultura daquele Distrito onde governou durante 5 anos.Ticana porque tinha um nível de escolaridade adequado o administrador convida lhe para trabalhar como secretária particular dele, mas seu esposo e transferido para Vila de Namaacha na fronteira da Suazilândia e ela não consegue separar a vida profissional da familiar, assim abandona o emprego. Chegado a Namaacha com o fundo colectado ela inicia com o negocio de criação de pintos e conta com ajuda do seu esposo que e técnico agrónomo, para além de criar é proprietária de uma barraca de refeições, os pintos precisam de muita atenção ela não tem horário fixo do trabalho tem criado no máximo 100x5caixas de pintos gastando 40.000.00mt e revende cada a 100.00mt, tem criado em fases para poder vender alternadamente. Tem como melhor produto o frango já preparado que vende em sua barraca tem tido um lucro de 10.000.00mt mensalmente

Este é o terceiro empréstimo de Ticana na Hluvuku e segundo com kiva. O primeiro de 15.000.00mt foi usado para comprar pintos, o segundo de 12.000.00mt foi para reforçar na criação e pede este terceiro de 20.000.00mt para a mesma finalidade. Esta confiante que vai pagar antes do tempo previsto porque para além de negociante e também funcionária do CMVN (conselho municipal).

About Mozambique

  • $1,389
    Average annual income
  • 36
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 32.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ticana Gaspar to raise and sell chickens.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2010
Listed
Mar 5, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011