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Niyamaddin R. is 37 years old. He buys and sells bulls from different markets and has been in business for the past eight years, when his salary as a school teacher wasn’t enough even for a loaf of bread. His main customers are butchers and livestock farmers. Niyamaddin is married and the father of three children. With the loan he requested, he plans to purchase more bulls for trade and this, he says, will increase his turnover.

His dream is to have his own farm one day. Lets do our best to help Niyamaddin approach his dream.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 16
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Niyamaddin purchase three bulls.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 28, 2010
Apr 1, 2010
Currency Exchange Loss:
Dec 2, 2010