Check out some available loans that are similar to this one!
José Cristóbal
José Cristóbal M. C., 54, lives in San Miguel department with his wife, who is a housewife and his stepdaughter.

José sells ornamental plants on Simeón Cañas street, which is one of the busiest streets in town; this has been very useful for José.

He also has a small nursery at home where he sells plants, fertilizer and planting soil. He has been in this line of work for 8 years. It produces good profits because he sells pretty flowers at low prices.

José is requesting funds from Integral to improve his business investing more in it, buying different varieties of flowers, especially the ones that are the best-sellers.

José gets very excited to think that he may be able to increase his sales doing what he loves to do, which is to plant and care for plants. In addition, he is motivated knowing that he will provide more for his family, who are completely dependent on José.
View original language description ↓
José Cristóbal M. C. de 54 años de edad, reside en el departamento de San Miguel. Vive junto a su esposa quien se dedica a los quehaceres del hogar, y junto a su hijastra. José posee una venta de plantas ornamentales, las cuales comercializa sobre la calle llamada Simeón Cañas, la cual es una de las calles más congestionadas del lugar, lo cual es de mucho beneficio para José. Así mismo posee un pequeño vivero en su propia casa, en el cual vende platas, abono y tierra negra. Él posee 8 años de depender de este tipo de trabajo el cual le permite obtener buenas ganancias, ya que vende flores muy bonitas y a precios bajos. José solicita un préstamo a Integral, con el deseo de mejorar su negocio, invirtiendo más en el, comprando diferentes tipos de flores, sobre todo de las cuales se venden más. A José le llena de mucha ilusión, el que pueda aumentar sus ventas, haciendo lo que a él más le gusta, lo que es sembrar y cuidar plantas. Así mismo le incentiva saber que podrá aportar más a su familia, la cual depende por completo de José.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 589
    View loans »
    El Salvador Loans Fundraising
  • $23,939,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped José Cristóbal to buy ornamental plants.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2010
Listed
Mar 2, 2010
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2011