The women of the Yeredeme group are ready for their first group loan, that they will use to buy bags of locally made soaps, 60 liters of oil, bags of peanuts and grains. They purchase their soap supplies from manufacturers in Fana and other products in the surroundings. They retail on markets in Fana and surroundings, to a client base of both women and men that they allow to pay in credit.
They expect to each make an average monthly profit of 30.000F CFA that they will use towards health care expenses, food and school fees and the remainder will be re-invested into their business.
Elles se sont connues à travers des liens de parenté, et font le commerce de savons, de l’huile alimentaire, de l’arachide et des céréales.
Les femmes du groupe Yeredeme sont à leur premier prêt solidaire qui sera utilisé pour acheter, des sacs de savons de fabrication locale, 60 litres d’huile, des sacs d’arachide et de céréales.
Elles s’approvisionnent en savons avec les fabricants de Fana et les autres produits sont achetés dans les environnants. Elles effectuent leurs ventes au marché de Fana ville et dans les foires environnantes, au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Elles envisagent réaliser chacune un bénéfice moyen mensuel de 30.000FCFA qui sera utilisé dans les dépenses relatives à la santé, à la nourriture, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid