Mrs. S., 41, is married to Yout, age 46, and they are currently construction laborers in a building place located in the middle of Phnom Penh capital. Usually they both are able to generate around $7 each day to cover their family’s daily living expense. S. now has five children; one is married and the others are single. Two of her children are employed. Her daughter is a garment worker and son works in construction. (S. was not available at that time so her husband is shown instead in the picture above.) S. has a single son who needs a life partner in his wife and the condition requires him to get married but he doesn’t have money. So, S. requested a loan to allow her son to arrange a wedding party.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.