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"I have no cause to regret anything. Though I am 40 years old, married mother of four (4) children, my numerous customers gives me satisfaction," says Roseline. She lives in Benin City, Edo State, Nigeria. She sells clothes, shoes, bags and costume jewelries in her business venture and has been in this business since 1995. She needs a loan of US$ 400 to buy more goods for the inventory of her micro-business.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 430
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Roseline to buy more clothes, shoes, bags and costume jeweleries for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 1, 2007
Sep 17, 2007
Currency Exchange Loss:
Jun 2, 2008