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Renacidas Group
In this Group: Justina, Maria Elena, Laura Leidy, Marcela, Virginia, Elvira, Rosa Yoeli, Benita, Cecilia, Maria Teresa, Reina, Nancy
The “Renacidas” (Reborn Ones) communal bank is represented by Justina and is maD. up of 12 members, who are all women. The members of this bank are known for being very unified and cheerful.

Justina, who is the president, is very friendly with all the members. She is married to Fernando, who is an attorney; they have two adult daughters, one of whom is a group member, too. Justina, therefore, works just for her own and her husband’s support.

Justina is quite multifaceted; she occupies her time with a variety of activities such as: clothing sales, pastry sales, costume jewelry sales, and others. She lives in her own house and this is very beneficial to her because she has space in the house for all her activities. Justina’s expectations are to gradually grow and have a clothing store eventually so that she can help her daughters and support her grandchildren.

The rest of the group members are in various kinds of commercial activities such as: food sales, cosmetic sales, traditional pastry making, new and used clothing sales, clothes making and repair. These activities are undertaken in some cases, door-to-door and in others, from a fixed location.

Even though competition is heavy, the group relies on regular customers that know their work and insist on their services. On the other hand, it is worth stressing that they put a lot of enthusiasm into their work.
View original language description ↓
El banco comunal “Renacidas” esta representado por la señora Justina y conformadas por 12 socias D. las cuales todas son mujeres, este banco se caracteriza por ser muy unido y alegre la señora Justina que es la presidente es muy amiga D. todas y esta casada con Fernando abogado D. profesión, ambos tienen 2 hijas ya mayores D. la cual una es socia dentro del grupo, D. manera que solo trabaja para el sustento D. ella y su marido. Esta socia es bastante multifacética ocupando su tiempo en distintas actividades como ser la venta D. ropa, venta D. repostería, bisutería y otros, las casa donD. vive es propia, por lo tanto esto le favorece bastante por que ocupa el espacio D. la casa para desempeñar las actividades ya mencionadas, las expectativas D. la señora Justina es crecer poco a poco y poder tener una tienda D. ropa para poder ayudar a sus hijas con el sustento D. sus nietos. el resto del grupo se dedican a diferentes actividades como se la venta D. comida, D. cosméticos, repostería tradicional, venta D. ropa nueva y usada, confección y remodelación D. ropa, estas actividades son desempeñadas como ambulante y en otros casos en un puesto fijo. si bien la competencia es bastante el grupo cuenta con clientes fijos que conocen su trabajo y demandan sus servicios, por otro lado cave recalcar el entusiasmo que ponen las mismas al realizar su trabajo. El presente crédito será utilizado como capital D. operaciones, con la compra D. mercadería, insumos y materiales para agrandar sus negocios y mejorar sus ingresos que se traducirán en una mejor calidad D. vida para sus familias. La mayor expectativa D. las socias es contar con un negocio productivo que logre mejorar sus ingresos y ayudarlos a salir D. la pobreza brindando una mejor calidad D. vida a sus familias. El grupo va cumpliendo un segundo ciclo demostrando siempre responsabilidad, honestidad y muchas ganas D. trabajar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 186
    View loans »
    Bolivia Loans Fundraising
  • $31,008,200
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD