Dias De Lluvia Group
Félix Antonia R. Chávez is a member of the group. She is 50 years old and has a fourth grade education. Félix Antonia is an embroiderer and homemaker who has four children (all sons). She has been producing napkins, tablecloths, decorative backgrounds, and aprons for four years. Félix Antonia is requesting a loan to buy enough fabric and thread for making her embroideries. Her customers are the same women in her community who order aprons and decorative backgrounds, because in this area, people are accustomed to making use of these handcrafted items. Upon requesting her loan, Félix Antonia was very happy that she would be able to have sufficient inventory on hand to complete her work. She needs this loan in order to produce more embroideries. In addition, she hopes to help her husband with tearing down their house and finish rebuilding it gradually over time.
Berta I. P. is another member of this group. She is 32 years old and has a fifth grade education. Berta is married and has three sons. She started a business a year ago selling all kinds of products through a catalog. The loan she is requesting will be used to buy products of different brands that she handles. Her customers already know her because they are her neighbors and they can’t wait for the days when she delivers their orders. At the time she requested her loan, Berta felt very enthusiastic. She wants this loan so that she can have a variety of products. In addition, she hopes to provide her children with the education she was not able to have because she does not want them to be in the same situation.
Félix Antonia R. Chávez Integrante del grupo, tiene 50 (años), estudió hasta el 4° de primaria, es bordadora y ama de de casa y tiene en total 4 hijos (4 varones). Ella se dedica a bordar servilletas, manteles, fondos, mandiles desde hace 4 años. Solicita el préstamo para comprar tela e hilos suficientes para realizar sus bordados. Sus clientes son las mismas mujeres de su comunidad que le encargan sus mandiles y fondos, pues en esa localidad se acostumbra mucho a utilizar las cosas bordadas. Al momento de solicitar este préstamo se siente muy contenta porque logrará tener un inventario de lo que ella necesita para realizar su trabajo. Quiere este crédito para poder hacer mas bordados. También espera que pueda ayudar a su esposo al aplanado de su casa e irla terminando poco a poco.
Berta I. P. es otra integrante de este grupo. Tiene 32 (años), estudió hasta el 5 año de primaria, es casada y tiene en total tres hijos varones. Ella se dedica a vender todo tipo de productos de catálogo, e inició este negocio hace 1 año. Solicita el préstamo para comprar productos de las diferentes marcas que maneja. Sus clientes ya la conocen porque son sus vecinas y esperan con gusto los días que les entrega su pedido. Al momento de solicitar este préstamo se siente con un gran entusiasmo. Quiere este crédito para tener variedad de producto. También espera poder darles a sus hijos educación pues ella no la tuvo y no quiere eso para sus hijos.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid