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Toyin is a hardworking businesswoman. She sells drinks at retail prices to her customers. She loves this business, because she does not sell on credit. Thus, she does not incur debt in her business. She hopes to own a drink company in the future. She hopes for a loan amount of 100,000 NGN in order to purchase more drinks to sell. She is a friendly and happy woman. She uses her friendly nature to attract and retain more customers to her business. She is married with four children, and she is 48 years old. Her children are excelling in school and business.

Toyin has a good relationship with the Lift Above Poverty Organization (LAPO). LAPO is committed to improving lives in Nigeria and elsewhere in Africa. Toyin says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 23
    View loans »
    Nigeria Loans Fundraising
  • $6,043,425
    Funds lent in using Kiva
  • 150.3
    Nigeria Nairas (NGN) = $1 USD