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Mr. Nov S. is fully able to feed his family by cultivating crops on his land next to his house. He has a partner in his wife who helps to conduct his business. They are married and have four children. All of them are going to school or work. Nov S. needs a pump to irrigate his crops, but he doesn’t have money yet to buy one. Thus he is applying for a loan with which he will buy a pump and other farming supplies for his business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 251
    View loans »
    Cambodia Loans Fundraising
  • $38,056,100
    Funds lent in using Kiva
  • 4,186.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Nov to buy a pump and other farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Mar 2, 2010
Currency Exchange Loss:
Feb 16, 2011