A loan of $175 helped to purchase additional products to sell.

Mellianita's story

Mellianita M. is from the village of Valencia City. She is 45 years old. Mellianita is widowed and has four children. To make a living, Mellianita owns & operates a sari-sari (variety) retail shop selling both food & daily use products in the local community. Mellianita has been engaged in her business for over two years and earns approximately 5,000 PHP a month for these activities. (The photo of Mellianita M. is with her youngest daughter.)

In 2009, Mellianita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Mellianita has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to purchase additional products to sell. Mellianita is requesting a new loan of 8,000 PHP, which will be used to purchase additional products to sell. This loan will be the second loan taken out by Mellianita from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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