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Nulu, age 50, is married with three children who are between the ages of 11 and 20 years old. All her children go to school She resides and rents a two roomed house where she is staying with four people. Nulu takes care of one additional family member. There is no electricity and no piped water at her home. The family gets three meals a day.

Nulu resides and works in a semi urban area on the outskirts of Kampala. Nulu sells charcoal in Kamwokya market and gets charcoal from delivery trucks, so she doesn't incur transport costs. She sells to an average of 30 people a day and sells to all categories of people. She works six days a week. Her major monthly expenses include medication, rent for the business and feeding the family. She has been in this business for the past 11 years.

Nulu has been with MCDT for more than ten years and is servicing her 24th loan, working with the same group mates. She wants to use this loan to buy more bags of charcoal Nulu aspires to see her business grow bigger and to own a permanent place of business.


Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,045.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Nulu to buy more bags of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Feb 28, 2010
Currency Exchange Loss:
Aug 15, 2010