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Helen M. is a hard working mother of seven who has suffered from a broken home due to a divorce with her husband. With seven children to take care of, she became a member of GHAPE. Before receiving her first loan she was trained in business management, marketing techniques, and credit discipline. Since then, she has been able to invest and repay all her loans with which she raised money to buy good food for her household, pay school fees, buy medications, and increase her business.

Given a loan of $800, she plans to do gardening and rear pigs so she can sell them. Given the fact that pigs take long to fatten, she plans to cultivate and sell vegetables so she can have short term turn over and start repaying her loan. The money raised will be used to build a house for her family and to pay the children’s school fees.
She plans to pay her loan in 24 months. Her first loan repayment installment shall be made on the fourth month from the date of disbursement of the loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 500.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD