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Mayramkul's Group
In this Group: Mayramkul, Bakytbek, Salima, Azizakhan
When the whole world is changing and the way of life of entire nations is transformed, competent individuals also begin to react to the developments. When the economy, way of life, and ideology of the post-Soviet countries began to change, the most farsighted people immediately recognized the necessity of taking up private enterprise. The heroes of this story were such people; the majority of them decided to work at the market.

Mayramkul M. is the leader of this group. Together with her family Mayramkul lives in the city of Karabalta. Mayramkul has three children: a son and two daughters. Mayramkul and her husband found their niche in animal husbandry. They decided to fatten and re-sell livestock and they have been in the business for the last six years. When they were starting out, they sold their cow to buy two bull-calves and fatten them up. Today they have an income of about 14 thousand som from the re-sale of animals. In the last few years they have been able to buy a car and through this business they have the means to send their youngest daughter to the university, paying her tuition. The oldest son is working in South Korea; the middle daughter is married; the youngest daughter is studying at a university and working as a hairdresser. Mayramkul and her husband need the loan to buy a cow for re-sale on the market. In the future they plan to build a large house.

Mayramkul has three partners in the group:

Bakytbek T. is 42 years old. Bakytbek's wife went to Russia to earn money. Bakytbek is the father of two grown children. The son works in construction, the daughter is in college. Bakytbek himself is a carpenter and sells objects made of wood such as handles for axes, dough rollers, and cutting boards. Bakytbek needs the loan to buy construction materials.

Salima A. is 42 years old; she is the mother of four children. Salima's husband works as a loader at the market. Her daughters work in a sewing shop; one of her sons goes to school and the other is a preschooler. Salima sells potatoes and is requesting the loan to purchase potatoes to sell.

Azizakhan A. is 42 years old. Together with her husbans she sells vegetables at the market. Azizakhan has five children. The older children are old enough to help their parents with business. Azizakhan needs to loan in order to buy fruit to increase the selection of her goods.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
View original language description ↓
Когда во всём мире происходят перемены, и меняются жизненный уклад целых стран, отдельные люди в силу своих интеллектуальных способностей также начинают реагировать на эти изменения. Когда в странах бывшего советского союза началась меняться экономика, жизненный уклад и идеология, наиболее дальновидные люди сразу осознали необходимость заняться частным предпринимательством. Герои этой истории, оказались таковыми, так как в основном все решили работать на рынке. Молдокматова Майрамкуль – лидер группы. Майрамкуль вместе с семьёй проживает в г. Карабалта. У Майрамкуль трое детей: сын и две дочери. Майрамкуль и её муж нашли свою нишу в животноводстве. Они решили заняться перепродажей и откормом крупно – рогатого скота и занимаются этим последние шесть лет. А начали они с того, что сначала продали корову, которая у них была ранее, и купили двух бычков и занялись откормом. Сейчас от перепродажи скота они имеют доход в размере четырнадцати тысяч сомов. За последние годы они смогли приобрести авто и за счёт этого бизнеса обучают младшую дочь в университете, оплачивая её контракт. Старший сын уехал работать в Южную Корею, среднюю дочь выдали замуж, а младшая учится в университете, и параллельно работает парикмахером. Сейчас Майрамкуль и её муж нуждаются в кредите, чтобы вложить кредитные средства в покупку 1-й коровы для дальнейшей перепродажи на рынке. В будущем они планируют построить большой дом.

У Майрамкуль три партнёра по группе:

Турусову Бакытбеку сорок два года. Супруга Бакытбека уехала на заработки в Россию. Бакытбек отец двух детей. Дети уже подросли. Сын работает на стройке, а дочь учится в колледже. Сам Бакытбек предоставляет услуги столяра, продаёт изделия из дерева, ручки для топора, каталки и доски. Бакытбеку нужен кредит, чтобы купить стройматериалы.

Абдыкаимовой Салиме сорок два года. Салима мать четверых детей. Муж Салимы, работает грузчиком на рынке. Дочери работают в швейном цеху, один из сыновей ходит в школу, а другой пока ещё дошкольник. Салима занимается розничной торговлей картошки и обратилась за кредитом ,чтобы закупить картошки для продажи.

Абдыракмановой Азизахан сорок два года. Вместе с мужем они торгуют овощами на базаре. Азизахан растит пятерых детей. Старшие уже достаточно подросли, чтобы помогать родителям в торговле. Азизахан нуждается в кредите, так как ей нужны средства, чтобы закупить фрукты для увеличения ассортимента товара.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 98
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,472,950
    Funds lent in using Kiva
  • 44.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mayramkul's Group's $1,475 loan helped a member to buy a cow for breeding in order to resale it later.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 5, 2010
Listed
Feb 28, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2011