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Atyrkul's Group
In this Group: Atyrkul, Maksatbek , Gulan , Gulzada
Atyrkul K., the leader of the group, is a wonderful woman. She is self-confident, insistent and energetic: these features have really helped in her life, because now she has a lovely family and likes what she does. As with most women, she has dedicated her life to the benefit of her family. Now she is the mother of four children. Her elder daughter is a university student. Atyrkul wishes to help her daughter because she rents a flat and needs some money to live. The rest of her children are school students.

Atyrkul has a marvelous husband who works as a driver in the local administration. This friendly family has a livestock business. They sell milk and cattle, so they have already bought a new house, changed all their domestic appliances and can pay their daughter’s tuition. It is the result of 25 years of labor and some money which they had at the beginning. Now they have impressive results, because their monthly revenue is 10,000 KGS ($227). They want to buy a sheep to raise by getting a loan.

Maksatbek K. is 62. He has a wife who is a pensioner and he also has children who live separately. Even though his wife is a pensioner, she sells goods in a pavilion near their house. They started their business with 25,000 KGS ($568) and now their profit is 7,000 KGS ($160) per month. He wants to get a loan to buy foodstuffs in order to trade wholesale.

Gulan K. is 40 and is divorced. She is a state clerk. She has livestock and has land on which she plans to build a house. Now she wants to get a loan to buy a cow to extend her livestock.

Gulzada A. is 43, is married and has five children. Three of her children go to the local school, the other two are at home. They plan to send her daughter to the capital for her education because they live in a village which is located far from Bishkek. They have already built a house, so they want to buy a new carpet with the loan.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 44.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Atyrkul's Group's $1,350 loan helped a member to buy a sheep to raise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Feb 28, 2010
Currency Exchange Loss:
Dec 15, 2010