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Hortencia Francisca
Hortencia Francisca D. C., 63, lives in the city of Flores Masaya, in the Camilo Chamorro neighborhood. She has 5 adult, independent, children.

She sells pinolillo (a traditional Nicaraguan beverage based on toasted, ground corn and cocoa), cereal, clothing, plastics, prepared meals - she has a wide range of different products to offer.

Within her plans is the total remodeling of the rooms in her house, which are in pretty deteriorated condition. She is a very humble woman who lives in a little house that lacks the basic conditions required for habitability. Within her dreams is the remodeling of her house and for this she needs financing. She hopes that she will receive the financial help she needs; this will bring her peace of mind in that it will make possible a better place for her children to live or for her to leave them as an inheritance.
View original language description ↓
La señora Hortencia Francisca D. C., vive en la ciudad de las Flores Masaya, ella tiene 63 años de edad y vive en el Barrio Camilo Chamorro, es casada y tiene 5 hijos los cuales son mayores de edad y viven de forma independiente.

ella se dedica a la venta de pinolillo, cereal, ropa, plástico, comida, tiene una amplia gama de diferente productos a ofrecer, dentro de los planes de la señora esta la rmodelacion total de los cuartos de us casa, el cual esta bastante deteriorado. Ella es una mujer muy humilde que vive en una casita que no posee los recursos óptimos de habitad. dentro de sus aspiraciones estqa la remodelacion de us hogar y para esto solicita el rpestamo para la reconstruccion y espera se le apoye economicamente, esto le traera la tranquilidad de ofrecerles a sus hijos un mejor lugar donde habitar o una herencia que dejarle a ellos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Hortencia Francisca for room remodel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2010
Mar 1, 2010
Currency Exchange Loss:
Mar 15, 2011