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Gualacenitas(Cuenca) Group
In this Group: Martha Alexandra, Natali Marisol, Celia Mariana, Diana Beatriz, Maria Carmen, Gloria Esperanza, Florinda*, Joana Alexandra, Blanca Liduvina*, Maria Elizabeth, Rosa Teresa
* not pictured
A Group of enterprizing women determined to give the best to their familias formed the “Gualaceñitas” communal bank, located in Gualaceo, a beautiful western countryside in the Azuay province in the center of Ecuador. It is bathed by the Santa Bárbara and San Francisco rivers and its location and land’s beauty makes it known as “Jardín Azuayo.” The people here make shoes and other leather goods, towels and other crafts typical of the region.

Celia lives in this lovely countryside and has been active with the foundation for two cycles. She is 35 years old, single and lives in her sister’s home, where she has had a small food store for the past 18 years. She works from 6:30am to 9:00pm every day without rest.

She will use the money from this loan, though FUNDACIÓN ESPOIR, to buy sugar, cooking oil, soap, and other personal and household products. She wants to finish the beauty course she has been taking and open her own beauty salon.

Natali is happy and good friends with all the members of the communal bank. She is 24 years old, married six months into her pregnancy. She and her husband are awaiting with anticipation. Her husband sells basic need items to grocery stores in the area, while she tends her own grocery store, which she has had for three years. Her business location is rented and she and her brother each pay half. It’s located next to a small school and she works from 6:30 am to 2:00 pm. They don’t have their own home yet, but they live with her sister-in-law.

She will use the money from this loan to buy a showcase and cookies, caramels, gelatin treats, and other treats and snacks, also rice, sugar, salt, etc. to supply her store.

She hopes to be able to start her accounting career.
View original language description ↓

Un grupo de mujeres emprendedoras dispuestas a dar lo mejor de sí para sus familias formaron el Banco Comunal Gualaceñitas, ubicado en Gualaceo un hermoso cantón oriental de la provincia D. Azuay en el centro sur D. Ecuador bañado por los ríos Santa Bárbara y San Francisco. Debido a su localización y la belleza de su tierra se le conoce como “Jardín Azuayo”, aquí su gente se dedica a la confección de calzado y otros artículos en cuero, así como la manufactura de paños y otras artesanías típicas D. lugar.

Celia Sanmartín vive en este hermoso Cantón y es socia activa hace dos ciclos de la fundación, ella tiene 35 años de edad, soltera vive en casa de su hermana donde tiene una pequeña tienda de víveres hace ya 18 años, su horario de atención es de 06H30 a 21H00 todos los días sin descanso.

Con el nuevo crédito que la FUNDACIÓN ESPOIR le entregue va adquirir arroz, azúcar, aceite, jabón, y otros productos de primera necesidad y cuidado personal, su gran sueño es concluir el curso de belleza que estaba siguiendo y montar su propio gabinete.

Natali Y. es una socia muy alegre y gran amiga de todas sus compañeras D. banco comunal, tiene 24 años de edad, está casada y lleva seis meses de gestación de su primogénito que esperan con ansia, su esposo es comerciante de productos de primera necesidad abasteciendo a las tiendas de abarrotes de la localidad mientras que ella se dedica a su tienda de abarrotes en la que lleva tres años, el local donde funciona su negocio es arrendado y paga a medias con su hermano, éste está ubicado junto a una escuelita y su horario de atención es de 06H30 a 14H00, no tienen casa propia aún pero viven en casa de su cuñada.

Además nos comenta que el local lo arrienda a medias con su hermano y esta ubicado a lado de una escuela, su horario de atención es de 06:30 a 14:00, con el crédito solicitado a la FUNDACIÓN ESPOIR comprará una vitrina, galletas, caramelos, gelatinas, pastas y más golosinas, así como arroz, azúcar, sal, etc. para abastecer su tienda.

Su gran sueño es finalizar su carrera de Contabilidad Superior.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Gualacenitas(Cuenca) Group's $3,850 loan helped a member foodstuffs for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2010
Listed
Feb 27, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2010